Iowa State Bank in Algona is seeking an Agriculture Lender to join our sales team.
Ideal candidates will have 5-10 year of lending experience with a sound knowledge of banking and agriculture practices. A four-year degree in business or finance is strongly preferred. We are seeking a self-starter who demonstrates high integrity, diligence, teamwork and a strong desire to accept new challenges. Candidates must also exhibit a history of community presence and be willing to live within the Algona area and be an active part of the Algona or their local community.
Primary Duties & Responsibilities
Provide agriculture lending services under the guidelines of the Bank's policies including but not limited to:
Collect and analyze financial information for purposes of determining the most appropriate financial product.
Analyze financial, credit and property evaluations to determine the feasibility of granting loans, lines of credit, and extensions as needed.
Monitor loan portfolio. Identify delinquent loan accounts and initiate appropriate corrective actions in a timely manner.
Participate in the Bank's Lending Call Program. Actively pursue new business to expand sales portfolio.
Monitor existing relationships to ensure satisfaction and retention. Explore new opportunities to expand client's existing services.
Education and Experience:
Four-year degree in Business/Finance strongly preferred.
5-10 years of lending experience.
Ability to analyze information, identify workable solutions and select the appropriate course of action in an objective, unbiased manner.
Advanced customer relationship skills
Strong math and analytical skills.
Strong written and verbal communication skills.
Ability to collaborate with peers and management in a professional manner.
Ability to demonstrate initiative, diligence, and strong organizational skills.
Additional Salary Information: Iowa State Bank offers an excellent pay and benefit package, competitive time off programs and a professional, team-oriented work environment.
About Iowa State Bank
Established in 1928, Iowa State Bank has a proven track record spanning over 90 years. As the community's financial center, our purpose is to help people succeed. Since 1928 we've supported the communities we serve by providing financial services that support the economic development of our area. In addition to traditional banking services our bank has a full-service trust department including farm management services. To learn more about Iowa State Bank, please visit our website at www.bankisb.com.