If you enjoy working in a professional environment that challenges you to deliver high-quality, detailed work while maintaining accountability, we have an opportunity for you. First National Bank, is looking for Loan Review Officer/Credit Analyst in our Davenport, IA branch.
The Loan Review Officer/Credit Analyst is responsible for analyzing and interpreting financial data to evaluate risk and determine appropriate credit ratings for new and existing customers, creating client proposals and maintaining client files.
Responsible for collecting and analyzing financial related data to determine credit worthiness of prospective and/or current customer(s). Preparation of financial spreadsheets and presentations on clients using Web Equity.
Provide excellent customer service to customers and employees by providing ongoing support via verbal and written communications while adhering to all Bank policies and procedures.
Assist with annual loan file review: Analyzing and Spreading financial information, audit loan file for proper collateral perfection, insurance, compliance with covenants etc.
Prepare loan reviews evaluating loan credit quality, risk identification, policy compliance, support for the credit decision, and loan structure.
Participate in efforts to enhance the Bank procedures for loan review, processes, methodology, risk rating classifications to actual risk ratings, exception monitoring, portfolio analysis, identifying specific trends, management reporting and other areas as necessary.
Work with personnel from other departments and external entities or vendors.
Excellent interpersonal skills, effective communicator, self-motivated and problem solving, solid math and analytical skills, with above average organizational and priority setting skills
Knowledge of loan documentation, credit file review, and appraisal review.
Three or more years of commercial bank experience with some exposure to loan review, audit, or lending.