Takes the lead on establishing customer credit lines for a strategic and complex account base, through proactive monitoring and communications with key stakeholders. Actively manage recovery of outstanding trade receivables, proactively resolving problematic customer concerns, minimizing risk and reducing delinquency. Strong relationship manager, focused on meeting sales objectives and customer needs, while mitigating risks to Carhartt and resolving issues timely and creatively.
Based on financial analysis, corporate strategic growth objectives, market data and relationship history, maintain adequate credit lines to drive revenue growth while mitigating risk. Ensure efficient on-boarding for new applicants in accordance with corporate policies and risk profile.
Maintain a senior and complex portfolio of trade receivables based on an assigned portfolio of accounts to help maximize cash flow to the company. Analyze and recommend changes to credit lines or accounts to be closed or referred for collection.
Make real-time decisions on incoming orders to determine the appropriate course of action and proactively communicate issues and challenges to management.
Assist management with cash forecasting, monthly KPI and management reporting, credit committee reporting package and other reporting and analysis as needed.
Lead department projects, function as a subject matter expert (SME) and take an active role in cross-functional teams to assist in driving quality improvements, processes, and initiatives.
Take action to drive improvement in DSO, past due trending, deteriorating accounts, and accounts over credit line, and mentor other department personnel on associated best practices.
Seek out continuous improvements, based on best practices, bench-marking and trends. Leverage systems and technology knowledge to accomplish workload and drive efficiencies.
5 or more years of experience in B2B Credit & Collections Environment
5 or more years Financial Statement Analysis & Credit Assessment Skills
Proficiency in MS Office Suite, with Advanced Proficiency in MS Excel
Preferred: SAP Proficiency, including UDM Dispute Module
Preferred: Manufacturing/Retail Industry Experience a Plus
Excellent written and oral communication skills
Robust negotiation skills exemplifying sound judgement and decision-making ability
Strong attention to detail and proactive nature, along with the ability to prioritize and control workload/projects as assigned.
High level of professional judgment and excellent interpersonal skills
Proven leadership competencies and traits
About Carhartt, Inc.
Carhartt manufactures premium clothing known for exceptional durability, comfort, quality of construction and fit that you can feel in the fabrics and see in the performance. Established in Detroit in 1889, our corporate headquarters is today located in Dearborn, Michigan and our U.S. facilities are located in Kentucky and Tennessee. We have company-owned retail locations throughout the U.S. and our flagship store is located in Midtown, Detroit. We are proud to be making best-in-class apparel for the active worker. Our work environment is friendly, business casual, family oriented and welcoming to all. Our dedication to quality is not only reflected in our products but also in our people. At Carhartt, we are committed to providing our consumer with a brand they can trust and depend on, our associates with career challenges and rewards and our communities with support and assistance.“I believe that when a man wears an article that I manufacture, his self-respect is increased because he knows that it is made by an honest manufacturer, who is honest with his employees.- Hamilton Carhartt ”
Outworking Them All since 1889.