REPORTS TO: President and Executive Vice President
DATED: April 30, 2019
This individual would be responsible for the direction and ongoing maintenance of the bank’s compliance program. This employee will stay abreast of current and impending compliance regulations and implements strategies for new or revised rules from regulatory agencies. The compliance officer will keep Officers and employees updated through an effective compliance management program.
What Does Success look like in this position?
Running an efficient and well maintained compliance program.
Providing checklists and tools to help the personal and business bankers on compliance matters.
Provide proper compliance training to promote consistency throughout all areas of the bank.
Reducing all exceptions/recommendations during compliance audits or examinations.
Total buy in of the HSB culture with your heart thrown over the bar.
Provide good communication to your supervisor on accomplishments, what you are working on, loose ends you need to tie up, how I am doing on my critical drivers, what behaviors do I need to change.
What is needed from your supervisor to help you achieve these goals?
Attending live and online training for the software, MortgageBot, LaserPro and DepositPro.
Your supervisor devoting weekly scheduled education sessions to review your work and answer any questions.
Knowledge and training on our electronic loan filing system, scanning process, etc.
Annual compliance training.
What are your strengths to achieve these critical drivers?
Need to possess strong organizational skills with internal courage to work with Business and Personal Bankers to provide training and educational compliance needs. Need to be able to set goals and work well with others promoting a team environment.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Develops, initiates, maintains and revises policies and procedures for the general operation of the Compliance Program and its related activities to prevent illegal, unethical or improper conduct. Manages day to day operation of the Program.
Acts as an independent review and evaluation body to ensure that compliance issues/concerns within the organization are being appropriately evaluated, investigated and resolved.
Monitors, and as necessary, coordinates compliance activities of other departments to remain abreast of the status of all compliance activities and to identify trends.
Identifies potential areas of compliance vulnerability and risk; develops/implements corrective action plans for resolution of problematic issues and provides general guidance on how to avoid or deal with similar situations in the future.
Provides reports on a regular basis and as directed or requested, to keep the Compliance Committee, senior management and Board of Directors informed of the operation and progress of compliance efforts.
Ensures proper reporting of violations or potential violations to the Board of Directors and Compliance Committee.
Institutes and maintains an effective compliance communication program for the organization, including the understanding of new and existing compliance issues and related policies and procedures.
Develop an effective compliance training program, including appropriate introductory training for new employees as well as ongoing training for all employees and managers.
INDEPENDENT SELF-DIRECTION: Must be able to fulfill the responsibilities of the position level with minimal supervision. Makes prudent decisions. Seeks opportunities to develop professionally.
CUSTOMER/PUBLIC INTERACTIONS: Must be able to provide courteous, personal attention to promote individual customer satisfaction, public perception and reputation of the organization. Takes advantage of opportunities to refer the services offered by the organization. Promotes the company's image of a supportive corporate citizen within the community.
CO-WORKER RELATIONSHIPS: Must be able to cooperatively and respectfully interact with co-workers to promote an effective, productive team. Sets a positive example for other co-workers. Promotes teamwork from one work unit to another, recognizing the necessity of interdepartmental cooperation and the importance of the contributions of others for the successful achievement of the organization's goals and objectives. Values and builds effective relationships across all functions. Live the Purpose, Partners, Values and Team Promises.
PROFESSIONAL/ETHICAL CONDUCT: Must be able to conduct oneself in a professional manner that promotes trust in the individual and the organization. Fiduciary responsibility for the safekeeping and management of valuable assets and highly confidential, sensitive information, which requires ethics and professionalism beyond reproach. Any appearance of impropriety, due to the visibility or sensitivity of the position, could seriously jeopardize the organization's position of trust and incur significant liability.
TIME MANAGEMENT, USE OF WORK TIME: Must be able to organize and prioritize tasks to maximize productive results. Deadlines are met and customer services are expediently delivered.
COMMUNICATION METHODS: Must be able to get important points across in the process of accurately completing a transaction to the satisfaction of the customer. Listens carefully to complex issues in order to effectively respond. Communicates well with the immediate supervisor.
POSITION QUALIFICATIONS and / or REQUIREMENTS
Qualified applicant should possess a minimum of a high school education, be proficient in Microsoft Word and Excel. Possess good math and grammar skills. Should possess a minimum of two years banking experience or in a related industry. Qualified applicant should also have certifications from Iowa Bankers Association or Iowa Community Bankers Association.
Normal office environment. Extended periods of sedentary work. May occasionally be required to lift and / or move up to 25 pounds.
Must have previous deposit and lending compliance experience.
Telecommuting is allowed.
About Home State Bank
Home State Bank of Jefferson Iowa was organized October 1, 1934 and is still owned by descendants of its founder, Warren Garst, in a holding company, Greene Investment Company. Two of Warren Garst's granddaughters presently serve on the Home State Bank Board of Directors, Elizabeth Garst and Jennifer Garst. Currently, the bank employs 37 employees and reaches customers in 45 different states.