The position involves preparing the candidate for a commercial and agriculture lending position. The commercial lending position will involve selling commercial and agricultural loans and deposits/services to commercial clients, their managers and their employees. The trainee will spend 9 to 12 months working in both the Credit Underwriting Department and in the Commercial Lending Department. In the Credit Underwriting Department, the trainee will learn how to originate, underwrite, and manage commercial and agricultural loans in accordance with the established lending objectives, policies, and procedures. The training process will include a combination of individual training conducted by the credit underwriting staff, hands on experience gained by assisting with the underwriting process for new loan requests and the review of existing relationships. In the Commercial Lending Department, the trainee will learn how to sell loan and deposit products and services the Hills Bank Way, understand our competitive advantages and develop lasting relationships. In addition, the candidate will receive general training on loan servicing processes, Credit Quest, and applicable regulations.
Bachelor's degree (B.A.) from a four-year college or university in the field of business, including specific courses in accounting, finance, and economics; or a minimum of 4 years banking experience and/or training; or equivalent combination of education and experience.
Must have a thorough understanding and experience of production agriculture.
This job requires skills needed in a typical office environment. This includes computer skills as well as utilization of office equipment.
About Hills Bank
Since our beginnings in 1904, Hills Bank has been filled with insightful visionaries, determined co-workers, and loyal shareholders who have helped mold the rich culture and unique history that we enjoy today. Through the years, Hills Bank has remained committed to its most valuable asset — our customers and employees.Today, Hills Bank and Trust Company has grown to become one of Iowa's largest independent banks. We have achieved this growth the old-fashioned way — by earning our customers' respect, one at a time. We were founded on the principle that banks should care about the people they serve and provide ways to help them prosper. With our large asset base and community orientation, we offer the advantages of a large regional bank while maintaining the responsiveness of a smaller community bank.We hope you will allow us the opportunity to show you the Hills Bank way of doing business.