Reporting to the Manager of Credit Strategy Consulting, the Credit Strategy Analyst will be responsible for performing a variety of quantitative and qualitative analyses and research projects for PayNet member financial institutions, banks, finance companies, and fintech lenders, across the U.S. and Canada. Working with other Analytics professionals, PayNet Sales, Operations, and I.T. staff, and with management at the financial institutions, the Credit Strategy Analyst will:
Participate in the production of quarterly benchmarking and consulting studies for clients
Produce periodic statistics, such as the Thomson Reuters/PayNet Small Business Lending Index
Prepare reports that utilize PayNet’s database and scoring products to highlight trends in the commercial lending markets
Present findings from studies and research directly to clients and industry members
Create and run database queries utilizing Microsoft SQL to facilitate research
Use bank financial statement data to implement models predicting defaults and losses within the banks’ various lines of business
Assist in the creation and design of new periodic statistics, new portfolio management products and customized research for clients and general publication
Work on a variety of other Analytics group projects, as they arise
This position provides extensive opportunity for the right individual to be creative, grow, learn new things, and advance professionally. Intelligence, dedication, and the ability to work in an unstructured environment are the keys to success in this position.
A college degree with a quantitative major (mathematics, statistics, computer science, engineering) or a business/economics major with quantitative coursework
A Master’s Degree is preferred but not required
A high level of mathematical ability and logical thinking
2-5 years working experience is required
Fluent English and strong verbal and written communications skills are required
Willingness to do occasional travel within the S. (e.g. once per month, usually a day trip or one night stay) is required
Working knowledge of SQL, SAS, R or programming languages would be a plus, but is not required
Experience working in credit/risk or other financial services would be helpful, but is neither expected nor required
Coursework or practical experience with Accounting and Statistics would be useful, but is not required
Authorization to work indefinitely in the United States, without any corporate sponsorship, is required
PayNet is the premier provider of risk management tools and market insight to the commercial credit industry. PayNet collects real-time loan information from lenders and turns it into actionable intelligence. Using state-of-the-art analytics, PayNet is able to convert its rich propriety database of commercial loans and leases into predictive information that subscribing lenders use to manage risk,... lower operating costs, originate more loans and improve their business strategy.
PayNet seeks and employs highly intelligent people who are driven to make an impact. Those who have ambition combined with a strong vision enjoy their careers at PayNet. PayNet’s employees are highly entrepreneurial and are rewarded for their dedication. Our employees enjoy flexibility and the opportunity to learn.
ts, originate more loans and improve their business strategy.